How to Apply for Financial Aid
You may start applying for financial aid for each academic year as early as October 1st. The earlier you apply the better chances you have for your application to be approved on time for registration.
Follow these steps to begin the Financial Aid application process:
1.) Make sure to check the Eligibility Requirements section below to see if you qualify for financial aid.
2.) Fill out an Application for Admission to the college if you have not yet done so. You may also pick up a paper application in the Admission’s Office.
3.) Once you receive your acceptance letter and student ID number from MCCC, you should activate your MCCC Student Email Account and WebPal Account to receive important information regarding your financial aid.
4.) Fill out the Free Application for Student Aid (FAFSA), available on the web. At the end of the application please make sure to add our school code, 002294, when asked. You may also obtain a paper FAFSA from your high school or the Financial Aid Office located in the Administration Building, Room 159.
5.) Once we receive your FAFSA, the Financial Aid Office starts a process called Verification. Before we begin verification on your file, we will request documents from you needed to determine your financial aid eligibility. Financial Aid will notify you with what documents are needed by letter and at your MCCC student email account.
Please visit the Verification section below for more information on the types of documents Financial Aid will request.
6.) Depending on what kind of financial aid you are applying for, you may be required to fill out additional forms and applications. Please make sure you visit the following links to see what else may be required from you: Grants, Scholarships, Work Study, and Student Loans.
The Financial Aid Office reserves the right to request income and asset verification of financial statements submitted for need-based aid. Failure to provide the requested information will result in cancellation of award action. Falsification of income information submitted for the purpose of receiving financial assistance will result in cancellation of all future assistance and repayment of all prior assistance received falsely. If federal and/or state funds are involved, notification of the false information will be provided to the proper agencies (U.S. Office of Education and/or Michigan Higher Education Assistance Authority) for their future disposition.
To be eligible for MCCC and federal and state assistance, a student must:
- Have financial need, except for some loans
- Have a high school diploma or a General Education Development (GED) certificate
- Be enrolled as a regular student in an eligible program
- Be a U.S. citizen or eligible noncitizen
- Have a Social Security Number
- Make satisfactory academic progress
- Register with the Selective Service, if required.
What is Verification?
Verification is the process by which an educational institution confirms accuracy of the information reported on an individual student's FAFSA.
MCCC will mail one paper “Missing Information” letter to each student who is selected for verification. The “Missing Information” letter will provide a list of documents the student must return to the Financial Aid Office to complete the verification process. Students can also log into WebPal to check the status of any verification documents required for financial aid.
How to Avoid Verification Processing Delays
- Submit all documents required at the same time.
By Mail: Monroe County Community College
Financial Aid Office
1555 S. Raisinville Rd.
Monroe, MI 48161
By Fax: (734) 384-4212
*You may bring in all your documents directly to the Financial Aid Office. We will make copies of the information we need. Walk-ins are welcome!
- Please allow up to 2 weeks for verification. Make sure you are aware of financial aid deadlines. You can view financial aid deadlines at the Financial Aid Home Page in the Dates to Remember section.
The Financial Aid Office will notify you regarding your eligibility for financial aid only after the verification process is completed. Please allow up to 2 weeks for verification. We will notify you with one hard copy letter sent to your address and student email account. You may also check your WebPal Account by going to the Financial Aid Section and clicking on Financial Aid Award Letter.
How Aid is Paid to Students (Disbursements)
Financial aid is paid (disbursed) to students after classes have started at MCCC and the Financial Aid Office has verified your participation in your classes with faculty. When you receive your financial aid depends on the type of aid you receive.
- Grants and Scholarships are applied directly to your student account to pay for tuition, fees and MCCC bookstore charges. Grants and scholarships are typically paid out in full for the semester in one disbursement.
- Direct Loans are applied directly to your student account to pay for tuition, fees, and MCCC bookstore charges. Direct loans are typically paid in full for the semester in one disbursement, with two exceptions.
- First-Time Borrowers: If this is your first time borrowing a student loan at any college and your grade level is a first-year undergraduate at MCCC, your loan funds will not be disbursed any earlier than 30 days after the start of the semester.
- One-semester Loans: If you a borrowing a loan for only one semester, your loan will be split into two disbursements, with 50% of your loan funds being disbursed at the mid-point of the semester.
- Work Study funds are earned by students working at MCCC. Students are paid their work study earnings bi-weekly through MCCC’s payroll system.
If Your Financial Aid Exceeds Your Charges (Refunds)
If you receive financial aid that exceeds the cost of your direct charges (tuition, fees and purchases at the MCCC bookstore), you will receive a financial aid refund check. You may use your financial aid refund check to help pay the cost of other educationally related expenses you have during the semester. Your financial aid refund check will be mailed by the Business Office to the address that is on file for you in the Colleague System.
Note: Information about Federal Direct Student Loans and Pell Grants will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders and schools determined to be authorized users of the data system.
You may also view your Federal Direct Student Loan and Pell Grant history on the National Student Loan Data System (NSLDS). Sign in with your federal FSA ID to access your data.