Any financial aid that you are granted is automatically applied to your tuition and fees. Any monies that are remaining after tuition and fees are paid will be available to use for Bookstore purchases approximately 10 days prior to the semester start date. Anything you purchase in the bookstore will automatically be deducted from your award amount.
For Federal Grants & Loans, the award amount shown on your award letter is the amount you will receive and is based on full-time enrollment (12 credit hours or more). Attending less than 12 credit hours will decrease your Grants & Loans award amount. Please click here to view the Pell Grant Award Schedule. This information will help you determine your Pell Grant amount based on your enrollment status.
*Please make sure to see the Keeping your Award page for information on Satisfactory Academic Progress and withdrawal from classes. Also the Changes to Your Schedule: Dropping or Adding Courses section below.
Although the process of determining a student's eligibility for federal student aid is basically the same for all applicants, there is some flexibility.
In some cases, the financial aid administrator may adjust your cost of attendance or the information used to calculate your Expected Family Contribution (EFC) to take into account circumstances that might affect the amount you and your family are expected to contribute toward your education. These circumstances could include a family's unusual medical or dental expenses or tuition expenses for children attending a private elementary or secondary school. Also, an adjustment may be made if you, your spouse, or either of your parents (if applicable) has been recently unemployed. If conditions such as these apply to you or your family, contact the financial aid administrator.
Check with the financial aid administrator if you feel you have any other special circumstances that might affect the amount you and your families are expected to contribute toward your education. But remember, there must be very good reasons for the financial aid administrator to make any adjustments, and you will have to provide adequate proof to support those adjustments. The financial aid administrator's decision is final and cannot be appealed to the U.S. Department of Education.
U.S. Department of Education regulations require that a student must be enrolled in an eligible degree or certificate program to receive federal financial aid. Additionally, only classes that are required for the student to earn the degree or certificate are eligible for financial aid funding. (Note: Developmental courses are eligible for financial aid funding, up to a maximum of 30 attempted credits of development coursework.)
If a student is enrolled in any courses that do not count toward fulfilling the requirements of the student’s degree or certificate program, those courses cannot be used to determine enrollment status for federal financial aid. While students may take classes that are not required for their degree or certificate program, MCCC cannot award federal financial aid for those classes.
What programs are eligible for federal financial aid?
All associate degree programs at MCCC are eligible for federal financial aid. Most certificate programs that meet a minimum of 15 weeks and are at least 16 credit hours in length are eligible for federal financial aid. Contact the Financial Aid Office (734-384-4135) if you have questions about whether a certificate program meets the minimum requirements to qualify for federal financial aid.
The initial financial aid award letter for students is prepared based on anticipated full-time enrollment for the Fall and Winter semesters. If a student’s enrollment is less than full-time, the financial aid awards will be adjusted accordingly.
Pell Grant Adjustments (Fall and Winter)
Each semester, MCCC sets a day after which Pell Grants will not be recalculated for enrollment status changes. For the Fall and Winter semesters, this date is the last day of the 100% tuition refund period. This means that Pell Grant payments will be based on the number of credit hours for which a student is enrolled as of the end of the 100% tuition refund period for the semester.
- Dropping or Adding Classes Before and During the 100% Tuition Refund Period: If a student drops or adds any classes before or during the 100% tuition refund period, the Pell Grant will be recalculated and adjusted accordingly due to the change in the student’s enrollment.
- Dropping or Adding Classes After the 100% Tuition Refund Period: If a student drops or adds a class after the end of the 100% tuition refund period, the student’s Pell Grant will not be adjusted due to the change in the student’s enrollment. The exception to this would be if a student drops all classes, in which case the Pell Grant must be recalculated based on the number of days the student attended for the semester.
Stafford Loan Adjustments (Fall and Winter)
For Stafford loans, if a student is enrolled less than full-time, the student’s Stafford loan may be decreased from what was on the initial award letter, because a student’s costs for part-time enrollment are less than for full-time enrollment. The Financial Aid Office will review a student’s enrollment status at the end of the 100% tuition refund period and make any adjusts to loan amounts prior to the disbursement of the funds.
For Stafford loans, the student must be enrolled at least half-time (a minimum of six credit hours) for the semester. The Financial Aid Office checks the student’s enrollment status at the time of the loan disbursement. (Note: Classes added after the 100% tuition refund period will count toward the enrollment requirement for Stafford loans.)
If a student drops below half-time enrollment at any point during the semester, the student becomes ineligible for any additional Stafford loan disbursements for that semester while at a less-than-half-time enrollment status. (Note: The student is eligible to keep any Stafford loan funds that had been disbursed earlier in the semester while the student was enrolled half-time. The exception to this would be if the student drops all classes, in which case the Stafford loan must be recalculated based on the number of days the student attended for the semester.)
Students who receive financial aid should contact the Financial Aid Office prior to dropping or adding classes to confirm how an enrollment change will impact the financial aid package.
Students who have questions about enrollment adjustments for the Spring and Summer semesters should contact the Financial Aid Office for additional information.